(This is my first time attempting to write here so please let me know if I've made any errors)
WHO: Fenrirhound (commissioner on FA)
WHERE: http://www.furaffinity.net/user/fenrirhound/ Furaffinity notes, Furaffinity.
WHAT: 2 digital art commissions (in-stream 20$ sketch, normal 15$ colored sketch)
WHEN: Commissioned in Early August, issues occurred beginning of October.
PROOF: First commission contact for in-stream -

a view of the finished commission for them -

contact for the next commission finished -

a view of the WIP for this commission -

My note to the commissioner asking for approval before going further -

there was no reply for almost 2 months before the chargebacks occurred.
EXPLAIN: The person seemed friendly enough, they received their first commission in the stream, the second I had sent for approval, but received no response at all. That is when I started to feel uneasy about the situation. I usually receive a respond from my commissioners pretty quickly, if not within a week or two at most to let me know if they need any changes first. But I found myself waiting for almost 2 months before the chargebacks occurred without any communication accompanying them.
What confuses me is that this person seemed friendly and non-threatening when they were actively in contact with me for their commissions. The reason stated on the chargeback was "unauthorized credit transaction" Which according to a paypal employee, implies that this person might have stolen their parent's or a person they know's credit card and has just been found out. I have not yet seen whether or not any of the other artists have been ripped off as well, but I have attempted to contact fenrirhound to have them explain their actions
to which I have yet to receive a reply.
EDIT: 10/6/2013
I've received a note from someone claiming to be fenrirhound's friend, passing on a message from fenrir to them to give to me. I'm not sure why they didn't just note me themselves, so I'm not sure I can really call this a legit excuse at the moment, but here is the message that was sent -

I've opted to keep this person's identity and username private because I do not think it is important for the cause of the article. If this story does turn out to be true it should be noted that this unfortunate incident was not fen's fault. But I am not inclined to fully believe it until I and the other artsits have received their money back.
Do not go after persons posted about here, by leaving comments on their art pages.
If you have been posted about, please read I've Been Posted on Artists_Beware, Now What?
Comments
I swear I've read about another case of this recently, but I can't remember where... I went back a few pages in this comm and didn't see anything.
***Edited for spelling and grammatical errors***
Edited at 2013-10-06 03:05 am (UTC)
Bad to know they're happening so much. :C
And all you have to do to get someone blacklisted is say 'This person did X' and again, without proof.
Obviously AB doesnt list everyone, but you can go through the monthly reviews, as well as watch out for people as they are all tagged; a quick ctrl-f will find who you are looking for.
Note that this is not an invitation to outsiders to comment on her pages!
Edited at 2013-10-06 03:28 am (UTC)
If the issue was that her parents had found out she was using the card without permission and then they did the charge-backs I could believe that, but it's this "no no, I was always responsible with the card, it was my brother who messed up! Damn him, grrrr" that absolutely reeks of someone who is avoiding responsibility.
Bought two egg adopts from me in august, received art and charged back this weekend. Making my PP go into the negative.
What actually stuns me now is, that i got the exact same note. EVery word is the same. I didn't even bother to respond, because seriously? It looks like a blatant lie. I only assume this of course, but that sounds all so ridiculous.
And the part with, please don't make it any worse, she doesn't need internet drama. Yeah well, then please don't cause any. u_u
Surprisingly, I got a note this very day much like you guys, from fenrirhound herself. It simply said 'the issue is being resolved, please send me your paypal and the amount of money I owe you.' I just responded, so we will see what will happen.
I'm not sure if I should dispute the charge back on paypal or not. I really don't think, if the brother story is true, that this brother should be allowed to simply get away with fraudulent claims.